The difference is that Type B is exclusive to old customers, while Type A only needs to pay 19 years and 20 years, and pay one year less.
Horizontal comparison between Taikang Health and other critical illness insurance;
1, 70 major diseases.
2. There are 30 kinds of mild diseases, and mild diseases do not account for the main insurance, accounting for 30% of the insured amount each time. The minor illness can be settled for up to 3 times, and the minor illness insured can be exempted from paying the premium.
The first two items 100% health have far exceeded the advantages of HK insurance, and the second category of critical illness insurance covers 70 kinds of serious diseases and 30 kinds of mild diseases in the mainland market. 30% of minor claims also exceed the level of the same industry, and other companies generally pay 20%. With mild exemption, the fourth type of serious illness insurance with mild exemption in the industry.
3. The exemption of the insured is relatively complete (suitable for mutual insurance between husband and wife, that is, the wife is the insured of the husband and the husband is the insured of the wife. Any person's minor illness can be exempted from the premiums not paid by both parties in the later period, that is, the premiums will not be paid in the future, and the contract will continue to be valid, which is very beneficial to the insured's family): minor illness, serious illness, death and high disability can be exempted from all the premiums payable.