Social medical insurance consists of basic medical insurance and large medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.
Extended data:
The role and significance of medical insurance
First, it is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.
The second is to adjust the income gap and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
Third, it is an important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
Fourth, it is an important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by sharing the risk of disease expenses among the insured, which is conducive to promoting social civilization and progress.
Five, is an important guarantee to promote the reform of the economic system, especially the reform of state-owned enterprises.
How to use urban and rural medical insurance?
It can be used when medical expenses occur in designated hospitals. You told the doctor there was medical insurance, and the doctor knew it. When reimbursing, you must bring the following information:
1. Original ID card or social security card;
2. The original disease diagnosis certificate issued by the designated medical institution;
3 outpatient medical records, inspection, test results report and other medical information;
4. Original receipt of outpatient charges of medical institutions with unified finance and taxation;
5. The detailed list of outpatient expenses printed by the hospital computer or the original payment of prescriptions issued by doctors;
6. Designated pharmacies: unified original invoices and computer-printed sales lists of taxable goods;
7. If it is an agent, you need to provide the original ID card of the agent.
Bring all the above information to the relevant departments of the local social security center. Upon examination, if the information is complete and meets the requirements, it can be handled immediately. When applying for reimbursement of outpatient medical expenses, the applicant should first deduct the amount transferred to the personal account of medical insurance in this social security year, and then verify the amount to be reimbursed.