Is it necessary to buy Ping An Fu for children?

The advantages and disadvantages of Children's Ping An Fu Edition 20 19 and 2 108 are basically the same. Bundled consumption, too complicated terms and not cheap premiums make this product directly "shut out" some ordinary families, which is more suitable for middle and high-end families to insure their children. However, some of its features, such as providing escort money and leukemia double indemnity, are more eye-catching. Whether you buy it or not, it is more attractive.

(1) Families with sufficient budget and strong ability to pay can insure their children;

(2) Children have no insurance. If parents want to give their children all-round protection, they can consider insurance;

(3) The budget is limited, and it is more cost-effective to find alternatives only for children's diseases, accidents or medical care.

Children's Ping An Fu takes the high-end product route because of high premium expenditure. For families with better economic conditions, children's peace and happiness are still worth buying because the protection is more comprehensive. For families with average economic conditions, the safety and happiness of children are not cost-effective, and other products can be used instead.