Commercial medical insurance has strict requirements, age restrictions and health requirements, so it is not easy for the elderly and abnormal healthy people to apply for insurance. The insurance requirements of Huimin medical insurance are much looser, and generally you can buy it as long as you participate in local basic medical insurance. We can judge whether it is worth buying from the content of medical insurance product protection, the limitation of past diseases and the demand of self-protection.
Huimin medical insurance can also provide ultra-high medical insurance protection, and there are many payments every year. However, the product guarantee is good, not because the guarantee is high, but because of the details of the guarantee. Products with full liability coverage, high reimbursement ratio and low deductible are more worthy of consideration. Generally speaking, Bao Hui is still very good, so you can consider buying it.
Security features of health insurance
Bao Hui medical insurance, as a livelihood security product for all insured persons, is an inclusive supplementary medical insurance jointly undertaken by PICC P&C Insurance Company of China, Ping An Pension Company, China Life Insurance Company and Taiping Pension Company. It integrates public welfare, inclusiveness and innovation, and has characteristics that ordinary commercial insurance does not have.
Anyone who participates in the basic medical insurance, regardless of age, occupation and household registration, can voluntarily participate in the insurance. The boundary of medical insurance is clear, covering the internal and external expenses of medical insurance policy, providing additional protection for children under 6 years old, patients with various rare diseases and other specific diseases, and patients with untreated diseases of traditional Chinese medicine, benefiting the insured people and improving the level of multi-level medical insurance.
The above contents refer to Baidu Encyclopedia-Hui Medical Insurance.