Is it high net worth or low net worth to buy wealth management products?
The net value of wealth management products is not directly related to the quality. When purchasing wealth management products, net worth is not the main screening criterion, but the key is to look at the growth and anti-risk ability of wealth management products. Some high-net-worth wealth management products tend to have higher returns.
Although the cost of low-net-worth wealth management products is indeed smaller, it does not mean that the risk is smaller. Buying wealth management products mainly depends on the rising space of the net value of this wealth management product. For example, at present, the net value of A wealth management product is 5 yuan, and that of B wealth management product is 8 yuan. However, after one month, the net value of A wealth management product only rose to 6 yuan, while the net value of B wealth management product rose to 15 yuan, so those who buy B wealth management product will definitely earn more.
If you plan to buy wealth management products, do a risk assessment to help you better understand yourself, because the risk and return of investment in wealth management products are proportional, with high risk and high return, low risk and low return. Low-risk and high-yield financial products are impossible, so if you want to make more money, you have to buy those with greater risks. If you don't want to take any risks, then choose bank time deposit or Yu 'ebao.
Buying wealth management products mainly depends on the value of the product itself, the issuing company behind it, management personnel, future development prospects, investment targets and so on.