Can I use a medical insurance card for physical examination?

Physical examination can be reimbursed by medical insurance card, because the medical insurance card is mainly to promote the normal medical consumption and security of employees or ordinary residents. The medical insurance card can be used to buy medicines at designated pharmacies at ordinary times, and it can also be used to pay for the part borne by hospitalized individuals in outpatient clinics.

Legal basis: Article 26 of the Social Insurance Law of People's Republic of China (PRC), the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Medical insurance card can be used for physical examination. If the medical expenses related to the physical examination are within the scope of payment of the basic medical insurance fund, the parties may directly use the medical insurance card to settle with the social insurance agency or medical institution or pharmaceutical business unit.

legal ground

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.