Ten suggestions for beginners to buy a house
1, it is not recommended to buy a penthouse.
Because the top floor is high and the water pressure is insufficient, the heating will not be particularly hot in winter, and it is easy to get hot in Leng Xia in winter. Moreover, it is well known that the top floor loves water seepage, especially in the rainy south. When it rains heavily, the walls begin to fall off.
2. It is not recommended to buy a waistline layer.
Waist line room is the kind of three-dimensional surface that stands out outside the building. In fact, the developer of this waistline room is designed entirely for external aesthetics. Because there is an extra section in the middle of the house, and it is basically in the position of windows and balconies, it looks small, but as long as it exceeds half a meter, it will affect the lighting in the house. And if you buy a house just above the waist line, there will be debris and dust over time, and there is no good way to deal with it in time. In the long run, it will be visual garbage, which will affect the mood.
3. It is not recommended to buy a house with a dealer.
There is something wrong with the house with the shop. For example, there are shops on the first floor and the second floor. If shops engage in barbecue or other midnight snack business, the noise will be very loud, which will affect residents' rest. Because the bottom businesses are engaged in foreign business, it is inevitable that all kinds of people will come in and out, unlike the really quiet community. If there is a conflict with the merchant, it will affect people's mood, so safety cannot be guaranteed. In addition, if you encounter the decoration of the shops below, the upstairs residents may have to face the decoration noise for two or three months. Think about the sound of an electric drill.
4. It is not recommended to fill in the child's name on the real estate license.
When buying a house, some parents consider that the house will be handed over to the next generation sooner or later. In order to save a series of troubles such as transfer in the future, they will choose to hang the house in the name of their children. Some parents like to write the house in the name of their children, thinking that it will be left to the next generation anyway, which can save the troublesome procedures of transferring the house to their children in the future. However, after the introduction of policies such as restricting purchases and loans, such an approach will bring a lot of inconvenience to children in buying houses in the future, because children are likely to be troubled by restricting purchases and loans. When children can buy a house independently, they will not enjoy the first set of discounts, but when they are identified as second suites, the loan conditions will become more demanding and the payment of taxes and fees will be more complicated; In addition, the process of selling houses will become complicated, with more complicated and diverse taxes and fees.
5, it is not recommended to buy only cheap and not expensive.
When buying a house, the unit price is often the most concerned issue for consumers. When buying a house, some property buyers often covet cheap (except for those who are particularly short of funds, of course), but this does not mean that the lower the price, the better. As the saying goes, "value for money", if you pay too much attention to the price of housing, you are likely to ignore the quality of real estate, which will affect the comfort of future life.
For the real estate market: the cheap ones may get cheaper and cheaper, and the expensive ones may be more expensive. Therefore, if funds permit, you must buy a prosperous lot or a lot planned by the government, which will be easy to add value or change hands in the future.
6. It is not recommended to buy a house that is too remote.
In fact, if it is a house that is too remote, there is actually no need to buy it, because the transportation and life in too remote places are not very convenient, and it is a bit troublesome to go to work and go to school. Of course, if I like a quiet place, I can choose.
7. It is not recommended to buy real estate around Wang Di.
The buildings around Wang Di are carefully purchased. Most of the real estate prices like this are looted, which is expensive, but the quality of the house is not good.
8. It is not recommended to buy an apartment/small property right house.
Don't be greedy for cheap! Although many developers and intermediaries advertise that apartments are not limited to purchase, they buy one floor and send two floors. However, it must be noted that the down payment for an apartment needs five floors, and the longest loan can only be 10 years. The five-tier down payment takes up cash flow and leverage cannot be maximized. And the countries that transfer apartments also charge certain transfer fees and taxes.
9. It is not recommended to buy a hardcover room.
Hardcover room has obvious disadvantages: first, it lacks clear industry appraisal standards and acceptance standards. Even if the contract is signed, the details about the compensation are not very specific, and it is often the buyers who pay the bill finally. Second, due to the lack of uniform standards, developers often get high profits through high fees and low configuration. The hardcover standards of 3,000 yuan and 5,000 yuan per square meter may not really be used in decoration, and the illegal cost brought by false propaganda is very low, which leads to frequent chaos in hardcover rooms.
10, it is not recommended to buy an auction house.
Because buying an auction house is risky and uncertain, developers may run away with money, uncompleted residential flats, slow delivery, poor quality of houses after completion, and the effect is far less than expected.
Now Hainan has also taken the lead in introducing a new real estate policy. On March 7, 2020, on the basis of global purchase restriction, Hainan issued the Notice on Establishing the Responsibility System for Stable and Healthy Development of the Real Estate Market. This document clearly puts forward the implementation of the existing home sales system of commercial housing, making Hainan the first province in China to realize the existing home sales. This also proves the big risk of auction sales from the side.
What pits do novices pay attention to when buying a house?
1. Payment of deposit: the deposit is the money that the developer collects from the buyers before obtaining the pre-sale permit. In fact, there is no deposit in the commercial housing sales contract. From a legal point of view, this is illegal. Therefore, property buyers should not easily pay the deposit, even if they do, they should let the developers issue relevant credentials.
2. False supporting facilities: When the developer sells the project, he promises to improve the supporting facilities in the future. However, when the buyers really get the keys to the house and are ready to move in, they will find that those so-called transfers are simply impossible to achieve. Therefore, if this happens, property buyers should calmly analyze the possibility and rationality of various supporting facilities and not be confused by superficial phenomena.
3. Overlord contract: The so-called "overlord clause" refers to the unequal format contract, notice, statement, shop notice or industry practice unilaterally formulated by some operators to avoid legal obligations and reduce their own responsibilities, and restrict acts that seriously infringe upon the interests of the masses.
4. Illusion of model houses: Some developers will use model houses to deceive consumers, but in fact, the quality and structure of model houses are inconsistent with the actual delivery, and visual errors and the relative reduction of furniture size are also used to mislead in decoration. Therefore, property buyers should carefully read the contents of the purchase contract and write all the information of the model house into the contract when necessary, so as to ensure it.
These are the top ten suggestions for beginners to buy a house. What pits should novices pay attention to when buying a house? Beginners should avoid the top floor, waist line and remote houses when buying a house, and it is not recommended to buy apartments, small property houses, hardcover houses and faster houses. These are not only expensive, but also risky and the quality of houses is poor. So novices must avoid buying a house.