For many friends, I think insurance is a scam, because I am afraid that after buying insurance, the insurance company will not pay for it. But generally speaking, the normal operation of insurance companies are strictly regulated by the China Banking Regulatory Commission. Unless the conditions for applying for claims do not meet the claims standards stipulated in the insurance contract, or other circumstances, such as incomplete preparation of claims materials, accidents during waiting, failure to tell the truth, etc., the insurance company will not refuse to pay claims. So, you can rest assured.
If you want to know more about insurance claims, you can read this article: What are the contents of insurance claims and how to define the disability standard of claims, which are all you need.
Maybe some friends don't quite understand, so let's simply say that we are not telling the truth.
When we all insure some health insurance products, we usually give health information. However, if a friend conceals something in the health notification and fails to tell his health status truthfully, the insurance company has the right to refuse to pay compensation even if he is in danger. Therefore, when we give health information, we must abide by the principle of utmost honesty, and there can be no deception or concealment.
For health notification, senior, here are a few tips for you: What are the tips for health notification when you are insured?
Hope to adopt!
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