Xuzhou Xuhui Insurance is jointly underwritten by China PICC P&C Insurance Company, Ping 'an Pension Xuzhou Branch, China Life Insurance Company, Taikang Pension Company and Soochow Life Insurance Company, which can guarantee the inpatient outpatient service within medical insurance, the expenses of 22 kinds of drugs negotiated by the state within medical insurance and the outpatient service outside medical insurance. However, due to the limitation of past diseases, if you suffer from the past diseases agreed in the contract, you can take out insurance, but you can't get compensation.
In order to help the construction of multi-level medical security system in Xuzhou and improve the medical security level of Xuzhou people. Xuzhou Medical Insurance Bureau, together with the Municipal Finance Bureau, the Civil Affairs Bureau, the Municipal Poverty Alleviation Office and the Municipal Banking Insurance Supervision Branch, has guided a number of insurance companies to jointly launch "Xuzhou Supplementary Medical Insurance-Xu Huibao".
In the first year of its launch, "Xu Huibao" registered nearly 165438+ 10,000 people in the city, and the citizen coverage rate exceeded 10%, setting a new record for the number of non-policy health insurance participants in Jiangsu Province.
10 10/0/2 1 day, the press conference of Xu Huibao in 2022 was held in Xu. Supplementary medical insurance for Xuzhou people-"Xu Huibao" Warm Heart will be upgraded in 2022.
Highlights of upgrading in 2022
The responsibility for security has been comprehensively improved.
In 2022, "Xu Huibao" reduced the scope of medical insurance and the total deductible line of "Sinopharm" from 20,000 to 1.9 million yuan; The reimbursement category of "Chinese medicine" increased from 22 kinds in 202 1 to 5 1, such as drugs corresponding to diseases such as rheumatoid arthritis, hepatitis C and hemophilia.
Newly added 200,000 quotas for rare diseases in the province; The number of value-added services has increased to five: opening a health management column, popularizing health knowledge, and providing more convenient and comprehensive health management services for the masses.
Restrictions on past diseases are completely open.
In 20021year, only seven rare diseases were restricted, and in 2022, the diseases were fully open to the insured, without any medical history. Anyone who meets the agreed scope can claim compensation.
Covers a wider range of people
In 2022, the entry threshold of "Xu Huibao" was further reduced. 1. As long as the applicant is the insured of Xuzhou Medical Insurance, he can buy "Xu Huibao" for himself and his spouse, children, parents, in-laws and in-laws who participate in medical insurance in other places; Second, foreign medical insurance participants who work, live and study in Xuzhou can also buy "Xu Huibao" and enjoy the same protection as local medical insurance participants in Xuzhou.
The payment process is more optimized
202 1, "Xu Huibao" has made innovations in payment channels, and the insured workers in Xuzhou can use the balance of their personal medical insurance accounts to pay for themselves and their families. However, 202 1 must be returned at its own expense after underwriting.
In 2022, the payment system was optimized. Xuzhou employees' medical insurance participants can pay for themselves, their children, spouses and their parents by making an appointment, without having to pay first and then refund.