Insurance companies allow people who have suffered from hemorrhoids to take out critical illness insurance?

Hemorrhoids are a common anorectal disease, which is caused by congestion or congestion of venous plexus at the lower end of anal canal or rectum. Its common symptoms are bleeding, perianal itching, pain and prolapse. The typical symptoms of hemorrhoids can be divided into internal hemorrhoids, external hemorrhoids and mixed hemorrhoids. The risk of mixed hemorrhoids is relatively high, that is, internal hemorrhoids and external hemorrhoids exist at the same time. If the condition gets worse, if you don't operate in time, it may cause infection, necrosis, and even systemic infection.

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Critical illness insurance covers hemorrhoids relatively loosely. Even without surgery, as long as there are no symptoms such as anal fissure and anal injury, the probability of standard body underwriting is high. If you have undergone hemorrhoidectomy and have recovered, the probability of standard body insurance will be higher.

Suffering from hemorrhoids has little effect on accident insurance, term life insurance, cancer insurance and other products, and can basically standardize underwriting. However, it should be noted that medical insurance products will be relatively strict in underwriting hemorrhoids, and the underwriting conclusion in most cases is exclusive liability underwriting (whether surgery or not).

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