The following is the full text of the document:
Suggestions on further promoting the stable and healthy development of Harbin real estate market
(Draft for Comment)
In order to thoroughly implement the national work requirements of "one city, one policy, one policy based on the city" for real estate market regulation, further improve the regulation mechanism of the real estate market, and promote the stable and healthy development of the real estate market, the following measures and opinions are formulated in combination with the actual situation in Harbin:
First, take multiple measures to support the reasonable demand for housing.
(1) Families with household registration in Harbin (including 9 districts and 9 counties (cities)) are in line with the birth policy. After 202 1 10 29, they will give birth to their second and third children, buy the first or second set of newly-built commercial housing in the 9 districts of the main city, and send the commercial housing sales contract, personal identification, purchase payment bills, (Responsible units: Municipal Health and Health Commission, Municipal Housing and Construction Bureau and Municipal Finance Bureau)
(2) For all kinds of talents who have signed employment contracts or service agreements with employers in Kazakhstan, have paid social security for more than 6 months and are included in the social security system management, and are self-employed and under the age of 40 (not subject to household registration restrictions), buy the first or second set of new commercial housing in District 9 of the main city, and put on record the commercial housing sales contract, personal identity certificate, house purchase payment bill, immovable property certificate, etc. With the online sign. According to the standard of 6,543,800 yuan for doctoral graduates, 50,000 yuan for master graduates, 30,000 yuan for undergraduate graduates and junior college graduates (including graduates of preparatory technician classes and senior engineering classes in technical colleges), a one-time housing subsidy will be given, and the subsidy funds will be borne by the municipal finance. This subsidy is based on the family, and both husband and wife cannot enjoy it at the same time. (Responsible units: Municipal Housing and Construction Bureau, Municipal Finance Bureau, Municipal Taxation Bureau, Municipal People's Social Security Bureau)
(3) Individuals who are not registered in Harbin (including 9 districts and 9 counties (cities)) purchase the first or second set of newly-built commercial housing in 9 districts of the main city, and sign the commercial housing sales contract, identity certificate, household registration book, purchase payment form and immovable property certificate online for the record, and give a one-time housing subsidy of 654.38+00000 yuan, and the subsidy funds shall be borne by the municipal finance. (Responsible units: Municipal Housing and Construction Bureau, Municipal Finance Bureau and Municipal Taxation Bureau)
(4) If an individual purchases the first or second set of newly-built commercial housing in the ninth district of the main city, and completes the online signing and filing of the commercial housing sales contract during the online and offline new commercial housing fair, he will be given a house purchase subsidy at the rate of 1% of the actual house purchase price on the strength of his identity certificate, commercial housing sales contract, house purchase payment bill and immovable property certificate, and the subsidy funds will be 5:5 by the city and district (responsible unit: Municipal Housing and Construction Bureau,)
Those who meet the first to fourth subsidy conditions may apply at the same time.
(5) Units or individuals who purchase newly-built non-residential commercial houses (businesses, offices and apartments) in the nine districts of the main city will sign the commercial house sales contracts, purchase payment bills and immovable property certificates online for the record, and give housing subsidies according to 3% of the actual purchase price, and the subsidy funds will be shared by the cities and districts according to the ratio of 5:5. (Responsible units: Municipal Housing and Construction Bureau, Municipal Finance Bureau, Municipal Taxation Bureau and district governments)
(VI) A purchaser with agricultural household registration who purchases the first or second set of newly-built commercial housing in District 9 of the main city will be given a one-time housing subsidy of 30,000 yuan with the online signing of the commercial housing sales contract, his identity certificate, household registration book and immovable property certificate, and the subsidy funds will be borne by the municipal finance. If an agricultural household registration purchaser purchases a house in this city and obtains a residence permit and meets the relevant conditions for migrant workers' children to receive compulsory education, it will ensure that their children receive compulsory education in this city, and the education department of the district/county (city) will make overall arrangements according to the actual situation to ensure that they "live within their means". (Responsible units: Municipal Housing and Construction Bureau, Municipal Finance Bureau, Municipal Taxation Bureau, Municipal Public Security Bureau and Municipal Education Bureau)
(VII) Teachers and ex-servicemen who have obtained professional qualification certificates from relevant departments of provinces, cities and districts (counties) purchase the first or second set of newly-built commercial housing in District 9 of the main city, sign the commercial housing sales contract, personal identity certificate, professional qualification certificate and immovable property certificate online for the record, and give a one-time housing subsidy of 30,000 yuan, and the subsidy funds shall be borne by the municipal finance. (Responsible units: Municipal Housing and Construction Bureau, Municipal Finance Bureau, Municipal Education Bureau, Municipal Veterans Bureau, Municipal Taxation Bureau)
The individual income tax involved in items 1 to 7 shall be withheld by the tax authorities. Those who enjoy the fifth to seventh subsidy policies respectively cannot apply for the first to fourth items at the same time, and no longer enjoy other housing subsidy policies issued by the Harbin Municipal People's Government and its subordinate departments.
(8) On the premise of ensuring the value of housing collateral, combining with the actual situation in Harbin, the housing age of second-hand housing provident fund loans will be relaxed from 20 years to 30 years, and the sum of the housing age and the housing age will not exceed 50 years. The maximum loan amount for single employees will be raised from 500,000 yuan to 600,000 yuan, and the maximum loan amount for dual employees will be raised from 700,000 yuan to 800,000 yuan. Employees who have paid provident fund in different places are allowed to apply for provident fund loans in Harbin, so that employees in different places can enjoy the same housing provident fund loan policy in Harbin. Relax the policy of paying provident fund for flexible employees, and you can apply for paying housing provident fund when you open a social security account. Relax the portfolio loan business of housing provident fund, and employees who still cannot meet the demand by using provident fund loans can apply for portfolio loans. (Responsible unit: Harbin Provident Fund Center)
(nine) the age of personal loans for housing provident fund for female cadres at the county (department) level and female professional and technical personnel with senior titles was adjusted from 55 to 60. Those who meet the relevant policies and regulations of this Municipality on high-level talents and receive a one-time resettlement fee from the municipal social and social departments can purchase the first family housing in this Municipality as the main lender, establish an individual housing provident fund account in Harbin and pay it in full for more than 6 months (inclusive), and can apply for a housing provident fund loan. The maximum loan amount is calculated according to the balance of the housing provident fund account. (Responsible unit: Harbin Provident Fund Center, Municipal People's Social Security Bureau)
(ten) the actual use of residential apartments, water and electricity charges continue to implement the civil price standard.
Second, scientifically distribute supply and promote the steady development of real estate.
(eleven) in the regulatory detailed planning to increase land compatibility, support the flexible disposal of residential land and commercial land compatibility ratio. On the basis of strictly implementing the regulations of the State Council that the area of newly-built community commercial and comprehensive service facilities should not be less than 10% of the total community construction area, the "business is operated in proportion to the project" is adjusted to "business is operated in proportion to the same living circle". Before land transfer, in the stage of issuing planning conditions, the proportion of commercial and residential buildings can be lowered according to market demand. Adhere to local conditions and regional overall planning, and reduce the parking space allocation standards for residential ordinary commercial housing, commercial construction projects and office construction projects. For commercial housing projects under construction, under the premise of not changing the necessary planning conditions such as land use nature and floor area ratio, development enterprises are allowed to appropriately adjust the apartment structure after performing relevant procedures according to law. (Responsible unit: Municipal Bureau of Capital Planning)
(twelve) due to factors such as the epidemic situation, the land use right transfer is not completed as agreed, and the duration of the epidemic situation may not be included in the default period, and the completion period may be extended accordingly. (Responsible unit: Municipal Bureau of Capital Planning)
(thirteen) for the phased development and construction of the project, the enterprise promises to complete the whole project construction on time and meet the relevant requirements of phased planning verification, and can go through the procedures for phased planning verification. (Responsible department: Municipal Planning Bureau, Municipal Housing and Urban-Rural Development Bureau)
(fourteen) for the commercial and residential land with a large single area to be sold, multiple separate plots can be formed through reasonable adjustment of planning, and the planning conditions can be released separately, and multiple plots can be sold at the same time. (Responsible unit: Municipal Bureau of Capital Planning)
(15) From the date when the document is issued, 20% of the initial land transfer price will be paid as the bid bond for the new land transfer project (subject to the release date of the land transfer announcement), 50% of the land transaction price will be paid within one month after the signing of the land transfer contract, and the balance will be paid in time according to the contract, with the latest payment time not exceeding one year, and the corresponding interest will be paid according to the regulations. (Responsible unit: Municipal Bureau of Capital Planning)
(sixteen) combined with the actual situation, study and promote urban renewal to take the "room ticket" resettlement compensation method. Explore the way for the government to buy back the existing commercial housing of enterprises to raise affordable rental housing. (Responsible unit: Municipal Housing and Construction Bureau, district governments)
Third, expand external promotion and standardize marketing and sales behavior.
(seventeen) combined with the unique geographical and climatic conditions in Harbin, strengthen the nationwide media publicity, and timely organize real estate enterprises to go to the south and other places to carry out promotional activities outside the province. (Responsible units: Municipal Investment Promotion Bureau, Municipal Federation of Industry and Commerce, Municipal Housing and Construction Bureau)
(eighteen) the implementation of commercial housing sales contract filing system. Channel dealers (including real estate brokers) who sell commercial houses of real estate development enterprises as agents shall sign sales contracts with real estate development enterprises and report to the municipal real estate department for the record. It is forbidden to sell new houses without legal sales procedures. (Responsible unit: Municipal Housing and Construction Bureau)
(nineteen) to strengthen supervision from the media and new media. Encourage self-media and new media to guide reasonable housing consumption and promote positive energy. It is forbidden for real estate agents who have not obtained professional qualification certificates from employment agencies or real estate agents to carry out real estate brokerage sales activities through self-media and new media, and severely crack down on illegal activities such as maliciously evaluating real estate construction projects and singing down housing sales prices. Once found, it will be blacklisted and publicized to the public, and its legal responsibility will be investigated according to law. (Responsible units: Municipal Housing and Construction Bureau, Propaganda Department of Municipal Party Committee, Network Information Office of Municipal Party Committee, Municipal Public Security Bureau)
Fourth, guide financial support and promote industrial development.
(twenty) to guide Kazakhstan financial institutions to increase credit supply in the real estate sector. Actively support policy banks, large state-owned banks and national joint-stock commercial banks to actively strive for the credit scale of Harbin real estate from the head office. Encourage local corporate banking institutions to increase credit supply for real estate development enterprises and individual housing mortgage loans in Harbin in accordance with the principle of "one enterprise, one policy". Further standardize and improve the government data information in the real estate field, and explore the establishment of the information sharing mechanism of "government and financial enterprises" in the real estate field by relying on carriers such as Harbin comprehensive financial service platform, guide and support financial institutions to innovate credit products, increase financial supply, optimize service processes and reduce financing costs. Strengthen the statistics and scheduling of real estate development loans and housing personal mortgage loans, and give key support in the field of real estate financial cooperation according to the ranking of banking institutions. Further revitalize inefficient state-owned assets and explore the establishment of Harbin real estate development fund. (Responsible units: Municipal Finance Bureau, Municipal Housing Construction Bureau and Municipal State-owned Assets Supervision and Administration Commission)
The Opinions shall come into force as of the date of issuance, and shall be valid until June 65438+February 3, 20231,during which it shall be adjusted according to relevant national policies and changes in market situation. Counties (cities) can be implemented according to the actual situation. Notice of Harbin Municipal People's Government on Printing and Distributing Several Measures to Promote the Healthy Development of Real Estate Industry in Harbin (No.20 [2022] of Harbin Municipality) shall be abolished at the same time.