Do the elderly buy health insurance for long-term insurance or short-term insurance? How to buy health insurance for the elderly?

Hello, with the growth of old people's age, their physical condition will gradually deteriorate. Therefore, it is generally recommended to buy serious illness insurance or hospitalization allowance insurance for the elderly to reduce the high medical expenses caused by frequent medical visits and hospitalization.

As for whether to buy long-term insurance or short-term insurance for the elderly, experts from China Insurance Network suggest that if you buy long-term insurance for the elderly, especially those over 55 years old, it is easy to have the problem of "upside down", because the older you are, the more expensive the insurance is, which is why the earlier you buy health insurance for the elderly, the better. However, if you must buy health insurance for the elderly, it is more cost-effective to buy one-year consumer health insurance according to the physical condition of the elderly.

For more detailed purchase methods, I suggest you go to a professional insurance website, such as China Insurance Network, to learn about insurance and information.