The cards of Agricultural Bank of China can generally be divided into debit cards, credit cards and quasi-credit cards.
Operating environment: agricultural bank App version model: 6.0.7
I. Debit card
1. Introduction to Debit Card The IC debit card issued by the Bank is a new generation of bank card products that meet the national financial standards and can be loaded with industrial applications. Can provide you with cash deposit and withdrawal, transfer settlement, consumption, wealth management and other services.
2. Debit card features The IC debit card issued by our bank is safe, convenient and universal. It can be used in public transportation, subway, convenience stores and other places, and can also be used in social security, medical care, transportation, culture and other fields through loading industry applications.
3. Debit card function Our IC debit card has the functions of payment and settlement, automatic payment, bound repayment, portable consumption, payroll payment, personal loan, automatic payment of water and electricity charges, investment and wealth management, and electronic banking. , and can provide you with services in social security, traffic management, telecommunications industry, park management, membership management, public services and other industries according to the agreements signed between the Bank and its partners.
4. Customers who understand the handling conditions and agree to fulfill the Articles of Association of Jinsui Debit Card of Agricultural Bank of China, Management Agreement of Personal Settlement Account of Agricultural Bank of China and their supplementary clauses can handle it.
Two. credit card
1. Introduction to Credit Card China Agricultural Bank Credit Card, also known as Jinsui Credit Card, is the main credit card product of China Agricultural Bank. The credit cards of Agricultural Bank of China are aimed at mid-to-high-end customers and potential target customer groups, and have successively launched a series of products such as standard cards, official cards, platinum cards, various regional co-branded cards and special cards, leading the needs of different customer groups. In addition to providing a series of intimate services such as raising the temporary limit at any time, self-help activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance, and various repayment methods, it has also successively launched special functions such as bill SMS reminder, SMS loss reporting, mail loss reporting, business travel reservation, 24-hour health consultation, and "5 16" installment payment, which has spread the advantages of outlets throughout urban and rural areas.
2. Four advantages of China Agricultural Bank credit card:
1) Provide multiple repayment methods: provide multiple repayment methods for you to choose from. You can choose network repayment, agreed repayment, telephone repayment or online repayment according to your own needs, which will make your repayment more worry-free and time-saving.
2) Provide an ultra-long interest-free period: up to 56 days. If all the arrears are paid off before the due repayment date every month, the interest on the non-cash part (that is, the consumption money) is exempted, and the longest interest-free period is 56 days.
3) Unique one-card-two-account: it can be divided into RMB cards and local and foreign currency cards according to different account currencies. One card of local currency and foreign currency has dual accounts of RMB and USD, which is specially designed for your global settlement needs, making your journey more relaxed and casual.
4) Fashion trend ahead of consumption: you can spend and withdraw money within the approved quota without pre-deposit, and fully experience the fashion life brought by credit consumption.