The following senior will focus on introducing Qianhai Life Insurance, and let's take a look at its claims and other related contents.
Before entering the theme, senior sister will first give you the basic knowledge of insurance under popular science, as follows: Super complete! Everything you want to know about insurance is here.
The focus of this article is:
Introduction to the Claim of Qianhai Life Insurance in 2022
Besides claims, what else can Qianhai Life Insurance refer to?
I. Introduction to the Claims of Qianhai Life Insurance in 2022 In order to let everyone know more, the next seniors are divided into two aspects, as follows:
1. Insurance products In terms of insurance products, Qianhai Life Insurance has greatly enriched the product systems such as increased whole life insurance series, dividend insurance, annuity insurance and featured high-end medical care.
Among them, in 2022, there were 2 1 newly filed products of Qianhai Life Insurance, mainly personal health insurance and life insurance. For example, there are seven health insurances and five life insurances.
Speaking of health insurance, taking critical illness insurance as an example, Senior Sister compiled an evaluation article on the popular critical illness insurance products of Qianhai Life Insurance. Let's click on the following to find out: Can the family photo (star version) critical illness insurance really make the whole family enjoy happiness? Tell you in one article!
2. claim.
In 2022, the total number of claims made by Qianhai Life Insurance was 80,820, the total amount of claims reached 754,382,200 yuan, and the odds of claims reached 97.55%. Among them, the time limit for applying for payment is 1.32 days, and the fastest payment time limit is only 14 minutes.
Judging from the proportion of cases, the risk rate of medical insurance of Qianhai Life Insurance in 2022 was relatively high, accounting for 93.39%.
There are also serious illness insurance claims based on malignant tumors, myocardial infarction and renal failure.
Second, in addition to claims, you can also refer to the content of Qianhai Life Insurance. From the above, we can know that Qianhai Life Insurance has performed quite well in claims service; In addition, if you want to judge whether this insurance company is good or not, you can also refer to the following contents:
1. Company background: Qianhai Life Insurance Co., Ltd., founded in February 20/kloc-0, is the first national financial and insurance institution headquartered in Qianhai Shekou Free Trade Zone.
Secondly, the registered capital of Qianhai Life Insurance is 8.5 billion yuan. By the end of 20021,Qianhai Life Insurance had established seven branches in Guangdong, Shanghai, Jiangsu and Sichuan. In the same year, the signing premium of Qianhai Life Insurance reached 72 10/0,7188,600 yuan.
In terms of company honor, Qianhai Life Insurance won the championship in 2022? Top 500 Chinese enterprises? No.286? Top 500 service industries in China? 109 and so on.
2. Solvency: Solvency is a data that can directly reflect the ability of insurance companies to repay debts. The CBRC has also formulated specific regulatory requirements for this data for your reference.
The specific regulatory requirements are that the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is Grade B and above.
According to the information disclosed by official website of Qianhai Life Insurance, in the first quarter of 2022, the core solvency adequacy ratio was 66.39%, the comprehensive solvency adequacy ratio was 1 10. 17%, and the latest risk rating was C.
It can be seen that the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Qianhai Life Insurance meet the regulatory requirements.
For solvency, if you want to know the solvency of different insurance companies in detail, the following is worth a look: the solvency ranking list of the most comprehensive insurance companies in 2022.
3. Business model
In addition to the above, Qianhai Life Insurance also has a unique view on its own business model. Insurance+medical care+pension? Business model.
By virtue of its own layout advantages in the health care industry, it provides customers with life-cycle insurance protection and health care services.
It is worth mentioning that Qianhai Life Insurance revolves around insurance+medical care+pension? This business model established the first residential community, nursing home and the third tertiary general hospital.
Take Shenzhen Yang Kang Community, a happy home owned by Qianhai Life Insurance, as an example, ranking first in the word-of-mouth survey of Shenzhen pension institution NPS (Consumer Net Judgment Index).
Due to the limitation of space, the following is a more detailed information of Qianhai Life Insurance. If you want to know more friends, you can click on the following article: How about Qianhai Life Insurance? What products are there? Which is better? In-depth analysis