Does China life insurance cover diabetes?

Under normal circumstances, whether it is type I or type II, as long as it is diabetes health insurance, it will be refused. However, in some China life insurance, diabetes can be guaranteed, so you need to analyze that its China Shoukangning critical illness insurance version 20 12 can provide protection for diabetes, but only patients with severe insulin-dependent diabetes are covered.

Severe insulin-dependent diabetes mellitus (NIDDM) refers to chronic hyperglycemia which is proved by the results of blood insulin determination, blood C-peptide determination or urine C-peptide determination and continuously depends on exogenous insulin 180 days or more, resulting in absolutely insufficient insulin secretion. At least one of the following conditions must be met:

1, proliferative retinopathy has appeared.

2, need to implant a pacemaker to treat heart disease.

Because of gangrene, at least one toe needs to be amputated.

As the main business of China Life Insurance, life insurance service is undertaken by China Life Insurance Co., Ltd., and its business scope covers all fields of life insurance such as life insurance, personal accident insurance, health insurance and annuity.

As the largest professional life insurance company in China and the largest life insurance company in the world by market value, China Life adheres to the belief of "winning by professionalism and sincerity" and strives to repay the support and trust of our customers through "warm, standardized, accurate and convenient" service.

China Life's life insurance business has always been in a leading position in the domestic market, occupying the largest market share in China's life insurance market. In 20 10, the domestic life insurance market share was 37.2%.

China Life has the most extensive institutional network and the largest distribution team in the life insurance industry. * * * There are more than 4,800 branches,10.5 million marketing outlets, 710.6 million personal agents,10.26 million group insurance salesmen and more than 94,000 commercial banks in China (except Taiwan Province Province).

By the end of 2008, China Life had more than10.20 billion effective individual and group life insurance policies, annuity contracts and long-term health insurance policies, and provided insurance services to more than 600 million customers.

Through 3000 customer service units all over the country and the advanced 955 19 "one-stop" customer service telephone number, China Life allows customers to enjoy a series of services such as consultation, inquiry, complaint, loss reporting registration and loss reporting registration seven days a week.

Extended data:

China Life Health Insurance Evaluation;

1. China life corning term (section b) insurance portfolio plan.

Protect 40 kinds of serious diseases and pay 120% of the basic insurance amount; 10 specific diseases, pay 20% of the basic insurance amount; Flexible payment, easy to enjoy high security for monthly payment; At the age of 70, the return premium can be flexibly controlled; Major diseases, specific diseases and death protection are all guaranteed; Security is more comprehensive and life is better.

2, China life long-term care hospitalization medical insurance quota payment.

China Life has long taken care of the hospital places to pay for medical insurance and reduce the family burden. We will provide you with a fixed amount of compensation for hospitalization up to 100 days to make your protection more comprehensive. There are as many as 6 18 kinds of reference diseases in hospital, and we will take full care of your health, and the longest guarantee can be extended to 70 years old.

3. China Life has long been responsible for the medical insurance for hospitalization expenses compensation.

China Life's long-term care hospitalization expenses make up for the differential rates of medical insurance. If consumers do not participate in social medical insurance, they can enjoy high hospitalization expenses compensation and reduce the family burden. After participating in social medical insurance, you can compensate the rest after reimbursement, which makes your protection more comprehensive and can be extended to 70 years old at the longest, which is worthy of recognition. It is more affordable and reasonable to distinguish between social security and free medical care from the rate.

Baidu Encyclopedia-China Life Insurance (Group) Company