Legal analysis: after the hospitalization expenses of poor households are reimbursed by commercial medical insurance, the rest will be provided by the civil affairs department for serious illness relief. Apply by poor households, fill in the application for serious illness relief in the town street where they are located, and report to the District Civil Affairs Bureau for approval after being audited by the town street civil affairs station. Serious illness relief should be approved in the first quarter. The standard of assistance is as follows: full assistance is provided to the urban and rural poor and orphans. There is no deductible for poor households and low-income households, and the proportion of assistance is 70%, with the maximum assistance not exceeding 30,000 yuan. Poor households that are not included in the subsistence allowance do not have deductibles, the proportion of assistance is 50%, and the maximum assistance does not exceed 20,000 yuan. In addition to provincial and municipal subsidies, insufficient funds shall be borne by the district finance.
Legal basis: Article 4 of Opinions of General Office of the State Council on Full Implementation of Serious Illness Insurance for Urban and Rural Residents.
Strengthen the complementary linkage among basic medical insurance, serious illness insurance, medical assistance, disease emergency assistance, commercial health insurance and charity assistance, clarify the division of labor, refine measures, and make a good connection in policy formulation, treatment payment and management services. , and strive to achieve full coverage of seriously ill patients. Encourage qualified places to explore the establishment of a serious illness insurance system covering employees, urban residents and rural residents, with unified policies. Promote the smooth transition from the new rural cooperative medical insurance to the serious illness insurance.