After handling children's medical insurance, parents are advised to press accident insurance in the order of purchasing children's insurance. Medical insurance > critical illness insurance is arranged in this order.
If you don't know how to buy insurance for your child, you can click on the appointment 1 insurance planning service, and the deep blue insurance _ centralized insurance broker will give you professional advice.
1, accident insurance
Children's accident insurance is very cheap, and it can be done for tens of dollars a year. When choosing accident insurance for children, we should give priority to accidental medical insurance, and give priority to products with high accidental medical insurance coverage, unlimited social insurance reimbursement, zero deductible and 100% reimbursement.
2. Millions of medical insurance
It is suggested to buy millions of medical insurance first, and then transfer the burden of catastrophic medical expenses caused by serious illness.
If there is an extra budget, you can allocate a small amount of medical insurance to make up for the shortage of one million medical insurance 1 10,000 deductible, so that you can really see a doctor without spending money.
3. Children's critical illness insurance
For children, the biggest risk is the high incidence of serious diseases, such as childhood leukemia, severe Kawasaki disease and severe hand, foot and mouth disease. Once a serious disease occurs, a long treatment cycle and high treatment costs are likely to cause great losses to a family's economic situation.
Therefore, it is necessary to configure critical illness insurance for children. It is recommended that the earlier the configuration, the better.
For these three kinds of children's commercial insurance, they can be purchased separately, which has better protection and cheaper price. It is recommended to purchase separately, regardless of children's bundled critical illness insurance.