Medical insurance is a kind of health insurance, which is divided into critical illness insurance, medical insurance and cancer prevention insurance.
Generally speaking, it is recommended to buy medical insurance before buying commercial medical insurance. Medical insurance is the most basic guarantee. There are not too many health requirements for the insured, and the price is very cheap. Commercial medical insurance is a supplement to medical insurance, which covers contents other than medical insurance reimbursement items, such as reimbursement of imported drugs and high-end treatment fees.
There are many kinds of medical insurance, such as millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
The following mainly talk about the differences between these three:
1, millions of medical insurance
Millions of medical insurance has a wide scope of application, which is suitable for most people, because it has high reimbursement but low price. At the same time, there are no restrictions on the types of diseases to be reimbursed, and it is very cost-effective to get millions a year. In addition, it also has a very comprehensive protection content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Next, I will analyze several representative millions of medical insurance for you:
You can learn from the pictures.
(1) Good medical insurance: Its six-year guarantee renewal is the best renewal condition at present. In these six years, no matter whether the claim has been completed, no matter whether the health has changed, no matter whether the product has stopped selling, the warranty can be renewed.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: International value-added services for secondary diagnosis and treatment have been added.
From what has been said above, we can know that each product has its own product characteristics. When choosing products, you should choose according to your own needs.
In addition, there are many quality products worth buying to choose from. If you want to know, you can click on the original evaluation: "Great value! Millions of medical insurance worth buying are all here! 》
2. Hospitalization medical insurance
The main characteristics of hospitalization medical insurance are: low deductible and low reimbursement. This kind of insurance is mainly used for outpatient reimbursement, and younger babies or older people buy more. This kind of insurance is more effective because children are physically weak, the function of the elderly is declining, and it is easy to catch a cold and have a fever.
3. Cancer medical insurance
\x09 Because millions of medical insurance and hospitalization insurance are mostly insured at the age of 0-60, the elderly can't be insured, but they can be insured against cancer.
Cancer medical insurance only pays for hospitalization or special outpatient treatment caused by cancer. This insurance has a wide age range, and people in their 70s can buy it, and the health advice is also relatively loose. This model is more suitable for those who have minor faults or are older.
This price is greatly influenced by physical fitness and age. Here, several anti-cancer medical insurance products with good cost performance are sorted out, and the necessary suggestions are collected: "Ten popular anti-cancer medical insurance worth buying are planted for you! 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said insurance official website.