Universal universal insurance is underwritten by Zhongan Insurance. This insurance has a comprehensive guarantee responsibility, which can not only compensate 2 million yuan for hospitalization insurance in the social security catalogue, but also reimburse 1 10,000 yuan for hospitalization medical expenses outside the social security catalogue. It is consistent with the current reimbursement scope of commercial medical insurance and a good supplement to social security. It provided 6.5438+0 million premium for 25 kinds of out-of-hospital specific drugs, which is comprehensive in the underwriting content of similar products.
It should be noted that the coverage period of universal universal medical insurance is 65,438+0 years, and there is no guarantee of renewal. After the warranty expires, the product has not stopped selling, and it needs to be reviewed before the warranty can be renewed. This means that if you lose money in the first year, the right to renew your insurance in the second year is in the hands of the insurance company, and you may be refused insurance because of claims and poor health.