If a serious illness occurs one year after the policy comes into effect, the serious illness insurance money will be paid directly. After that, the insured pays the death insurance money after his death due to illness.
If there is no serious illness after the policy takes effect for one year, and the death is directly caused by illness, double the death payment will be paid directly.
If there is accidental injury, when the accident leads to death or complete disability, disability payment will also be paid. If there is no total disability, it shall be paid in proportion to the disability on the basis of disability payment.